The Boutique Bookkeeper Show | Know Your Numbers & Prepare For Taxes
Are you making sales in your boutique but still wondering where all your money is going?
Do you panic at tax time because your books are a mess—or worse, nonexistent?
Are you tired of feeling like you should understand your numbers, but no one ever taught you how?
If you’ve ever felt confused, overwhelmed, or straight-up anxious about the money side of your boutique business, you are not alone. Running a retail business—especially online through platforms like Shopify—is no small feat. You’re juggling inventory, marketing, customer service, and social media… and somehow, you’re also supposed to be your own bookkeeper?
Let’s be real: finances can feel intimidating. Maybe you’ve tried spreadsheets, downloaded bookkeeping software, or even hired someone—only to still feel totally in the dark. You just want to understand your business’s money and feel confident making decisions. You want freedom, not fear.
I get it—because I’ve been there.
Hi, I’m Megan Schmitke, host of The Boutique Bookkeeper Show. I have my Bachelor’s in Accounting and spent over seven years working in corporate accounting. But when I became a mom, I knew I wanted more flexibility—and I still had a passion for helping others with their finances. That’s when I started Finding Freedom Financial Services. What I discovered? So many boutique owners were struggling with their numbers—not because they didn’t care, but because no one had ever taught them how to manage their books.
And while plenty of bookkeepers will do your bookkeeping for you, almost none will take the time to teach you how to do it yourself.
That’s where this podcast comes in.
The Boutique Bookkeeper Show is your go-to resource for breaking down the money side of your boutique in a way that actually makes sense. In each episode, you’ll get real-world, easy-to-digest education on topics like:
⭐ Understanding your Shopify reports
⭐ What numbers really matter in your business
⭐ How to stay organized month after month
⭐ How to prepare for tax season without the stress
⭐ And how to create systems that actually give you freedom—not more to do
Whether you want to DIY your bookkeeping with confidence or just want to finally understand what your numbers are telling you, you’re in the right place.
Let’s take the confusion out of your finances so you can step into the CEO role your boutique needs.
👉 Ready to connect and take the next step?
Follow me on Instagram @findingfreedomfinancial for tips, behind-the-scenes looks, and updates on new episodes.
Want to dive deeper or work together?
Visit www.findingfreedomfinancial.com to learn more about how I help boutique owners just like you find financial clarity and peace of mind.
Hit subscribe and let’s turn your confusion into confidence—one episode at a time.
Listen on:
Episodes
4 days ago
4 days ago
Not sure which QuickBooks subscription level is right for your boutique? In this episode, I’m breaking down each QuickBooks Online plan so you know exactly which one fits your needs as a boutique owner - and which ones are a total waste of money. Spoiler: Simple Start is probably all you need.
Ready to take your learning a step further?
Register for my Free Masterclass, Make Your Money Make Sense! Where you’ll learn how to understand where your money is going, avoid costly bookkeeping mistakes, and set up an easy to follow bookkeeping system.
Sign up now: www.findingfreedomfinancial.com/masterclass
Other Ways to Work With Me:
If you’re ready to just hand the numbers off to someone so you can stay in your own zone of genius, apply for one of our open client spots so we can take it off your hands. Don’t worry, we’ll send you your financial reports each month so you can feel confident in your numbers without doing the work yourself. Apply now by booking a coffee chat consultation at www.findingfreedomfinancial.com/contact
Need some support as you do your own bookkeeping? Then I wanna invite you to join me inside of the Bookkeeping Made Simple for Boutiques Membership, where you can get trainings & support to help you feel confident as you manage the money-stuff yourself. Using Quickbooks Online, I walk you through the exact setup & process you need to implement everything for accurate and EASY bookkeeping all year long - no more tax time scramble! Join us at www.findingfreedomfinancial.com/membership
Are you a Shopify seller who’s not quite ready to invest in a bookkeeping software like Quickbooks? Don’t worry - I got you! I’ve created a custom Shopify Seller Income & Expense Tracker that you can use to easily enter each transaction coming in and out of your business, along with your sales data coming directly from Shopify to put together a standard P&L (Income Statement) that you can hand over to your tax preparer. Download your copy at www.findingfreedomfinancial.com/spreadsheet
Prefer to learn while you read? Check out the blog post for this episode: www.findingfreedomfinancial.com/quickbooks-subscription-comparison
Related Episodes & Resources Mentioned:
How to Get Started With Quickbooks Online
3 Quickbooks Online Features That Will Save You HOURS Each Month (PLUS 1 Feature to Avoid)
Monday Apr 27, 2026
Monday Apr 27, 2026
Today I’m sitting down with Lesly Birkland, owner of Birkland Boutique — a faith-based lifestyle boutique on Main Street in her small town. Lesly has been a student inside the Bookkeeping Made Simple for Boutiques Membership for the past 10 months, and today she’s sharing her journey of finally getting serious about her numbers. We’re talking about what it looked like before, the moment things clicked, and how understanding her finances has completely changed the way she runs her boutique.
Ready to take your learning a step further?
Register for my Free Masterclass, Make Your Money Make Sense! Where you’ll learn how to understand where your money is going, avoid costly bookkeeping mistakes, and set up an easy to follow bookkeeping system.
Sign up now: www.findingfreedomfinancial.com/masterclass
Other Ways to Work With Me:
If you’re ready to just hand the numbers off to someone so you can stay in your own zone of genius, apply for one of our open client spots so we can take it off your hands. Don’t worry, we’ll send you your financial reports each month so you can feel confident in your numbers without doing the work yourself. Apply now by booking a coffee chat consultation at www.findingfreedomfinancial.com/contact
Need some support as you do your own bookkeeping? Then I wanna invite you to join me inside of the Bookkeeping Made Simple for Boutiques Membership, where you can get trainings & support to help you feel confident as you manage the money-stuff yourself. Using Quickbooks Online, I walk you through the exact setup & process you need to implement everything for accurate and EASY bookkeeping all year long - no more tax time scramble! Join us at www.findingfreedomfinancial.com/membership
Are you a Shopify seller who’s not quite ready to invest in a bookkeeping software like Quickbooks? Don’t worry - I got you! I’ve created a custom Shopify Seller Income & Expense Tracker that you can use to easily enter each transaction coming in and out of your business, along with your sales data coming directly from Shopify to put together a standard P&L (Income Statement) that you can hand over to your tax preparer. Download your copy at www.findingfreedomfinancial.com/spreadsheet
Related Episodes & Resources Mentioned:
Learn more about the Finance Summary Report in Shopify: https://www.findingfreedomfinancial.com/reports-in-shopify
Visit Lesly's website: BirklandBoutique.com
Follow Lesly on Instagram: @BirklandBoutique
Monday Apr 20, 2026
Monday Apr 20, 2026
In this episode, I’m pulling back the curtain and sharing the story of how the Bookkeeping Made Simple for Boutiques membership came to be — from my corporate accounting career, to betting on myself with a newborn at home, to the pivotal moment I realized a generic QuickBooks course wasn’t going to cut it. If you’ve ever wondered why I do what I do and why this membership was built specifically for boutique owners and independent retailers, this episode is for you. Plus — today is launch day! Hear all about the founding member opportunity and how you can lock in $24/month FOR LIFE.
Ready to take your learning a step further?
Register for my Free Masterclass, Make Your Money Make Sense! Where you’ll learn how to understand where your money is going, avoid costly bookkeeping mistakes, and set up an easy to follow bookkeeping system.
Sign up now: www.findingfreedomfinancial.com/masterclass
Other Ways to Work With Me:
If you’re ready to just hand the numbers off to someone so you can stay in your own zone of genius, apply for one of our open client spots so we can take it off your hands. Don’t worry, we’ll send you your financial reports each month so you can feel confident in your numbers without doing the work yourself. Apply now by booking a coffee chat consultation at www.findingfreedomfinancial.com/contact
Need some support as you do your own bookkeeping? Then I wanna invite you to join me inside of the Bookkeeping Made Simple for Boutiques Membership, where you can get trainings & support to help you feel confident as you manage the money-stuff yourself. Using Quickbooks Online, I walk you through the exact setup & process you need to implement everything for accurate and EASY bookkeeping all year long - no more tax time scramble! Join us at www.findingfreedomfinancial.com/membership
Are you a Shopify seller who’s not quite ready to invest in a bookkeeping software like Quickbooks? Don’t worry - I got you! I’ve created a custom Shopify Seller Income & Expense Tracker that you can use to easily enter each transaction coming in and out of your business, along with your sales data coming directly from Shopify to put together a standard P&L (Income Statement) that you can hand over to your tax preparer. Download your copy at www.findingfreedomfinancial.com/spreadsheet
Prefer to learn while you read? Check out the blog post for this episode:
https://www.findingfreedomfinancial.com/accounting-for-retailers
Related Episodes & Resources Mentioned:
Join the membership now through April 30th, 2026 to lock in your spot as a founding member: https://www.findingfreedomfinancial.com/membership
Monday Apr 13, 2026
Monday Apr 13, 2026
Are you currently managing your own retail bookkeeping — or at least TRYING to — but feeling like you have no idea if you’re actually doing it right? You might not need a bookkeeper to do it FOR you. You might just need someone to TEACH you. In this episode, I’m breaking down what a bookkeeping coach actually is, why boutique bookkeeping is more complex than most people realize, and how having the right support can take you from confused and overwhelmed to confident in your numbers.
Ready to take your learning a step further?
Register for my Free Masterclass, Make Your Money Make Sense! Where you’ll learn how to understand where your money is going, avoid costly bookkeeping mistakes, and set up an easy to follow bookkeeping system.
Sign up now: www.findingfreedomfinancial.com/masterclass
Other Ways to Work With Me:
If you’re ready to just hand the numbers off to someone so you can stay in your own zone of genius, apply for one of our open client spots so we can take it off your hands. Don’t worry, we’ll send you your financial reports each month so you can feel confident in your numbers without doing the work yourself. Apply now by booking a coffee chat consultation at www.findingfreedomfinancial.com/contact
Need some support as you do your own bookkeeping? Then I wanna invite you to join me inside of the Bookkeeping Made Simple for Boutiques Membership, where you can get trainings & support to help you feel confident as you manage the money-stuff yourself. Using Quickbooks Online, I walk you through the exact setup & process you need to implement everything for accurate and EASY bookkeeping all year long - no more tax time scramble! Join us at www.findingfreedomfinancial.com/membership
Are you a Shopify seller who’s not quite ready to invest in a bookkeeping software like Quickbooks? Don’t worry - I got you! I’ve created a custom Shopify Seller Income & Expense Tracker that you can use to easily enter each transaction coming in and out of your business, along with your sales data coming directly from Shopify to put together a standard P&L (Income Statement) that you can hand over to your tax preparer. Download your copy at www.findingfreedomfinancial.com/spreadsheet
Prefer to learn while you read? Check out the blog post for this episode:
https://www.findingfreedomfinancial.com/bookkeeping-coach/
Related Episodes & Resources Mentioned:
Join the waitlist for the Bookkeeping Made Simple for Boutiques Membership here: https://www.findingfreedomfinancial.com/membership
Monday Apr 06, 2026
Monday Apr 06, 2026
As a virtual bookkeeper, one of the hardest things for us to accurately track is the physical cash that is being used in our clients’ stores. That’s because there’s no statements for us to review, or account for us to connect to. It 100% relies on the internal processes that our clients have set up. Because of that, these internal processes are SUPER important (whether you’ve hired a bookkeeper or you ARE the bookkeeper), so in today’s episode, I’m going to share my recommended process with you, and encourage you to implement something like this in your own businesses.
Ready to take your learning a step further?
Register for my Free Masterclass, Make Your Money Make Sense! Where you’ll learn how to understand where your money is going, avoid costly bookkeeping mistakes, and set up an easy to follow bookkeeping system.
Sign up now: www.findingfreedomfinancial.com/masterclass
Other Ways to Work With Me:
If you’re ready to just hand the numbers off to someone so you can stay in your own zone of genius, apply for one of our open client spots so we can take it off your hands. Don’t worry, we’ll send you your financial reports each month so you can feel confident in your numbers without doing the work yourself. Apply now by booking a coffee chat consultation at www.findingfreedomfinancial.com/contact
Need some guidance on how to do you own bookkeeping in Quickbook Online? Then check out Bookkeeping Made Simple for Boutiques, our signature course that walks you through the exact setup & process you need to implement for accurate and EASY bookkeeping all year long - no more tax time scramble! Enroll at www.findingfreedomfinancial.com/course
Are you a Shopify seller who’s not quite ready to invest in a bookkeeping software like Quickbooks? Don’t worry - I got you! I’ve created a custom Shopify Seller Income & Expense Tracker that you can use to easily enter each transaction coming in and out of your business, along with your sales data coming directly from Shopify to put together a standard P&L (Income Statement) that you can hand over to your tax preparer. Download your copy at www.findingfreedomfinancial.com/spreadsheet
Prefer to learn while you read? Check out the blog post for this episode:
https://www.findingfreedomfinancial.com/cash-management-in-retail
Related Episodes & Resources Mentioned:
Need a simple cash log example? Grab our free template here (no opt-in needed!)
Want support as you learn to better track all the money in your boutique? Then I wanna invite you to join us inside of Bookkeeping Made Simple for Boutiques.
Monday Mar 30, 2026
Monday Mar 30, 2026
One of the first “money” books I read when I started my business was Profit First by Mike Michalowicz, and let me say that it was a game changer in how I manage the cash flow in my business. But, if you have read the book, you probably noticed that it doesn’t QUITE work the same if you have an inventory-based business.
In this episode, I’m here to tell you the basics of how the Profit First system works, and how you can use it to help manage the cash flow in your retail business to guarantee you always make a profit, save some money for taxes, and always pay yourself SOMETHING for all your hard work.
Ready to take your learning a step further?
Register for my Free Masterclass, Make Your Money Make Sense! Where you’ll learn how to understand where your money is going, avoid costly bookkeeping mistakes, and set up an easy to follow bookkeeping system.
Sign up now: www.findingfreedomfinancial.com/masterclass
Other Ways to Work With Me:
If you’re ready to just hand the numbers off to someone so you can stay in your own zone of genius, apply for one of our open client spots so we can take it off your hands. Don’t worry, we’ll send you your financial reports each month so you can feel confident in your numbers without doing the work yourself. Apply now by booking a coffee chat consultation at www.findingfreedomfinancial.com/contact
Need some guidance on how to do you own bookkeeping in Quickbook Online? Then check out Bookkeeping Made Simple for Boutiques, our signature course that walks you through the exact setup & process you need to implement for accurate and EASY bookkeeping all year long - no more tax time scramble! Enroll at www.findingfreedomfinancial.com/course
Are you a Shopify seller who’s not quite ready to invest in a bookkeeping software like Quickbooks? Don’t worry - I got you! I’ve created a custom Shopify Seller Income & Expense Tracker that you can use to easily enter each transaction coming in and out of your business, along with your sales data coming directly from Shopify to put together a standard P&L (Income Statement) that you can hand over to your tax preparer. Download your copy at www.findingfreedomfinancial.com/spreadsheet
Prefer to learn while you read? Check out the blog post for this episode:
https://www.findingfreedomfinancial.com/profit-first-system
Related Episodes & Resources Mentioned:
Buy Profit First on Amazon here
Need clarity on how to actually pay yourself as a small business owner? This blog post & episode breaks down how to do this based on your business entity type.
Not sure if you need to be paying quarterly estimated tax payments? This post might help.
And finally, grab your own copy of my Profit First Template for free here!
Monday Mar 23, 2026
Monday Mar 23, 2026
Let's talk about sales tax…This is probably one of the most confusing aspects of running a retail business, I’m just gonna be up front about that. It’s even slightly more complicated if you do any online selling. And let's be real…it's 2026. Chances are, you’re selling stuff online.
Every state is different, so I’m going to preface this episode by saying that you should always look at the resources that your state department of revenue, or equivalent, has available for you.
But, today’s episode, I’m going to give some general guidance on what sales tax is, what rates you need to charge, who you need to charge, and then what you need to do with the money you collect
Ready to take your learning a step further?
Register for my Free Masterclass, Make Your Money Make Sense! Where you’ll learn how to understand where your money is going, avoid costly bookkeeping mistakes, and set up an easy to follow bookkeeping system.
Sign up now: www.findingfreedomfinancial.com/masterclass
Other Ways to Work With Me:
If you’re ready to just hand the numbers off to someone so you can stay in your own zone of genius, apply for one of our open client spots so we can take it off your hands. Don’t worry, we’ll send you your financial reports each month so you can feel confident in your numbers without doing the work yourself. Apply now by booking a coffee chat consultation at www.findingfreedomfinancial.com/contact
Need some guidance on how to do you own bookkeeping in Quickbook Online? Then check out Bookkeeping Made Simple for Boutiques, our signature course that walks you through the exact setup & process you need to implement for accurate and EASY bookkeeping all year long - no more tax time scramble! Enroll at www.findingfreedomfinancial.com/course
Are you a Shopify seller who’s not quite ready to invest in a bookkeeping software like Quickbooks? Don’t worry - I got you! I’ve created a custom Shopify Seller Income & Expense Tracker that you can use to easily enter each transaction coming in and out of your business, along with your sales data coming directly from Shopify to put together a standard P&L (Income Statement) that you can hand over to your tax preparer. Download your copy at www.findingfreedomfinancial.com/spreadsheet
Prefer to learn while you read? Check out the blog post for this episode:
https://www.findingfreedomfinancial.com/sales-tax-questions
Related Episodes & Resources Mentioned:
A helpful map and other resources to identify economic nexus thresholds across the United States: https://www.avalara.com/us/en/learn/guides/sales-tax-nexus-laws-by-state.html
Ready to get bookkeeping & sales tax support from a REAL retail bookkeeper? Inside of Bookkeeping Made Simple for Boutiques, you get 12 months of access to the private community where I will help answer ALL of your bookkeeping & sales tax related questions. You can learn more about the course & community here: www.findingfreedomfinancial.com/course
Monday Mar 16, 2026
Monday Mar 16, 2026
Have you ever been unboxing the latest inventory for your business and you just HAD to keep something for yourself??
I mean, it’s one of the benefits of owning your own business – getting first dibs on everything!
But, from a bookkeeping & tax perspective, you want to make sure that you are handling these items appropriately. But, how exactly do you do that?
In today’s episode we’re going to cover my recommended method for handling this situation so make it clean & simple for your bookkeeping & taxes
Ready to take your learning a step further?
Register for my Free Masterclass, Make Your Money Make Sense! Where you’ll learn how to understand where your money is going, avoid costly bookkeeping mistakes, and set up an easy to follow bookkeeping system.
Sign up now: www.findingfreedomfinancial.com/masterclass
Other Ways to Work With Me:
If you’re ready to just hand the numbers off to someone so you can stay in your own zone of genius, apply for one of our open client spots so we can take it off your hands. Don’t worry, we’ll send you your financial reports each month so you can feel confident in your numbers without doing the work yourself. Apply now by booking a coffee chat consultation at www.findingfreedomfinancial.com/contact
Need some guidance on how to do you own bookkeeping in Quickbook Online? Then check out Bookkeeping Made Simple for Boutiques, our signature course that walks you through the exact setup & process you need to implement for accurate and EASY bookkeeping all year long - no more tax time scramble! Enroll at www.findingfreedomfinancial.com/course
Are you a Shopify seller who’s not quite ready to invest in a bookkeeping software like Quickbooks? Don’t worry - I got you! I’ve created a custom Shopify Seller Income & Expense Tracker that you can use to easily enter each transaction coming in and out of your business, along with your sales data coming directly from Shopify to put together a standard P&L (Income Statement) that you can hand over to your tax preparer. Download your copy at www.findingfreedomfinancial.com/spreadsheet
Prefer to learn while you read? Check out the blog post for this episode:
https://www.findingfreedomfinancial.com/how-to-record-inventory/
Related Episodes & Resources Mentioned:
Sales Tax Questions I Hear ALL the Time - Answered for you! https://www.findingfreedomfinancial.com/33
How to Keep Good Bookkeeping Records for Your Shopify Store: http://findingfreedomfinancial.com/49
Monday Mar 09, 2026
Monday Mar 09, 2026
One of the more challenging parts of running a small business is making sure that you are paid for all the hard work and hours that you are pouring into your business. Unlike a traditional employee where you’re presented with a regular paycheck, determining how to pay yourself as a business owner can be a little more challenging & complex.
In today’s episode, we are going to take a deeper dive into the things to consider when you’re trying to decide how (and how much) to pay yourself as the one who started it all.
Ready to take your learning a step further?
Register for my Free Masterclass, Make Your Money Make Sense! Where you’ll learn how to understand where your money is going, avoid costly bookkeeping mistakes, and set up an easy to follow bookkeeping system.
Sign up now: www.findingfreedomfinancial.com/masterclass
Other Ways to Work With Me:
If you’re ready to just hand the numbers off to someone so you can stay in your own zone of genius, apply for one of our open client spots so we can take it off your hands. Don’t worry, we’ll send you your financial reports each month so you can feel confident in your numbers without doing the work yourself. Apply now by booking a coffee chat consultation at www.findingfreedomfinancial.com/contact
Need some guidance on how to do you own bookkeeping in Quickbook Online? Then check out Bookkeeping Made Simple for Boutiques, our signature course that walks you through the exact setup & process you need to implement for accurate and EASY bookkeeping all year long - no more tax time scramble! Enroll at http://www.findingfreedomfinancial.com/course
Are you a Shopify seller who’s not quite ready to invest in a bookkeeping software like Quickbooks? Don’t worry - I got you! I’ve created a custom Shopify Seller Income & Expense Tracker that you can use to easily enter each transaction coming in and out of your business, along with your sales data coming directly from Shopify to put together a standard P&L (Income Statement) that you can hand over to your tax preparer. Download your copy at www.findingfreedomfinancial.com/spreadsheet
Prefer to learn while you read? Check out the blog post for this episode:
https://findingfreedomfinancial.com/pay-yourself/
Related Episodes & Resources Mentioned:
Profit First Book by Mike Michalowicz
Don’t have time to read the whole book? Check out this old blog post I wrote to summarize it for you: https://findingfreedomfinancial.com/profit-first-system/
Confused on what it really means to become an S Corp? This blog post might help: https://findingfreedomfinancial.com/s-corp-structure-benefits/
Monday Feb 23, 2026
Monday Feb 23, 2026
Bookkeeping in the retail industry has some unique complexities that do make it a little more complicated than other businesses. Since I opened my business in 2021, I have worked with dozens of small businesses, and I often see a lot of small business owners make similar mistakes when they manage their own bookkeeping. Unfortunately, mistakes like these can lead to inaccurate financial reports, which lead to inaccurate tax returns, which leads to either over or under paying in taxes.
In this episode I’ll be sharing what these common bookkeeping mistakes are and help you avoid these mistakes to make sure your bookkeeping is helpful and accurate in helping you operate your business and prepare for taxes.
Ready to take your learning a step further?
Register for my Free Masterclass, Make Your Money Make Sense! Where you’ll learn how to understand where your money is going, avoid costly bookkeeping mistakes, and set up an easy to follow bookkeeping system.
Sign up now: www.findingfreedomfinancial.com/masterclass
Other Ways to Work With Me:
If you’re ready to just hand the numbers off to someone so you can stay in your own zone of genius, apply for one of our open client spots so we can take it off your hands. Don’t worry, we’ll send you your financial reports each month so you can feel confident in your numbers without doing the work yourself. Apply now by booking a coffee chat consultation at www.findingfreedomfinancial.com/contact
Need some guidance on how to do you own bookkeeping in Quickbook Online? Then check out Bookkeeping Made Simple for Boutiques, our signature course that walks you through the exact setup & process you need to implement for accurate and EASY bookkeeping all year long - no more tax time scramble! Enroll at www.findingfreedomfinancial.com/course
Are you a Shopify seller who’s not quite ready to invest in a bookkeeping software like Quickbooks? Don’t worry - I got you! I’ve created a custom Shopify Seller Income & Expense Tracker that you can use to easily enter each transaction coming in and out of your business, along with your sales data coming directly from Shopify to put together a standard P&L (Income Statement) that you can hand over to your tax preparer. Download your copy at www.findingfreedomfinancial.com/spreadsheet
Prefer to learn while you read? Check out the blog post for this episode:
https://www.findingfreedomfinancial.com/common-bookkeeping-mistakes
Related Episodes & Resources Mentioned:
Quickbooks Online is my favorite bookkeeping software. You can try it here and get 30% off your first 6 months: www.findingfreedomfinancial.com/qbo (psst…you can probably get by with the Simple Start level)
Learn more about my favorite time-saving features of Quickbooks Online here: https://findingfreedomfinancial.com/quickbooks-online-features/
Xero is another popular bookkeeping software you can learn about here: https://www.xero.com/us/pricing-plans/
Wave is another bookkeeping software option that does have a free plan if you’re looking to really keep costs low. Just know that there are going to be limitations on available features if you go with a free plan (but it will be a small step up from a spreadsheet. https://www.waveapps.com/pricing